North Texas Real Estate Market Update – August 2025

Key Takeaways – August 2025

📉 Home Prices Down – North Texas prices slipped 1.3% year-over-year.
🏡 More Homes Available – Inventory is up 20%, now at a 20-year high.
💰 Mortgage Rates Steady – Texas averages around 6.1% for a 30-year fixed.
📊 Fed Holding Rates – The Federal Reserve is keeping rates at 4.25%–4.50%, but cuts later this year are still possible.

North Texas Market in Transition

North Texas is experiencing a subtle but important shift. Prices are trending slightly lower, and inventory has surged—meaning buyers now have more negotiating power than we’ve seen in years.

  • Homes are closing at about 95% of list price.

  • Withdrawn listings are up 57% in some areas.

  • Sellers are adjusting prices to remain competitive.

Rates & The Federal Reserve

Mortgage rates in Texas are holding near 6.1%, with the Fed choosing to keep its benchmark rate steady for now. The debate in Washington continues—some Fed members want to maintain current rates until inflation is fully under control, while others are open to modest cuts later this year.

This uncertainty means timing your move is as important as ever.

What This Means for You

Buyers – More homes to choose from, stronger negotiating power, and potential for seller-paid rate buydowns.
Sellers – Strategic pricing is key to selling quickly in a competitive market.
Investors – Keep a close watch on Fed decisions; any rate cut could open up more opportunities.

📞 Ready to discuss your next move?
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Texan Heritage Realty Group
📍 Serving Johnson County, Fort Worth & Surrounding Areas
📞 817-776-8319 | 🌐 www.TexanHeritageRealty.com