Midlothian Homes with FHA Terms

Welcome to Midlothian, Texas – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Ellis County, just a short drive from the bustling metropolises of Dallas and Fort Worth, Midlothian offers residents a serene lifestyle without sacrificing access to urban amenities. Known for its friendly community spirit, excellent schools, and abundant parks, this vibrant city is an ideal place for families, young professionals, and retirees alike.

Midlothian boasts a rich history, evident in its beautifully preserved downtown area, where you can find quaint shops, delightful eateries, and local events that showcase the city's unique character. Outdoor enthusiasts will appreciate the numerous parks and recreational facilities, making it easy to enjoy the Texas sunshine and engage in various activities year-round.

For those considering a move to this delightful city, Midlothian offers a range of housing options, including homes available with FHA financing terms. The Federal Housing Administration (FHA) loans are designed to make homeownership accessible, particularly for first-time buyers or those seeking to invest in a growing community like Midlothian. With lower down payment requirements and flexible credit score criteria, FHA loans can make your dream of owning a home in this picturesque city a reality.

Whether you’re drawn to the welcoming atmosphere, the strong sense of community, or the beautiful homes that embrace the charm of Texas living, Midlothian is a place where you can truly feel at home. Explore your options today and discover the possibilities that await you in this hidden gem of Ellis County!

Newest Midlothian Homes with FHA Terms

1217 Summer Grove Dr, Midlothian $507,044

NEW! NEVER LIVED IN. Quick Close Available! Bloomfield Homes' Rockcress is a one-story plan with 3 bedrooms, 2 full baths, a powder bath, private study, and a swing entry...

3 Beds
3 Baths
21383756 MLS

518 Wild Springs Dr, Midlothian $309,900

Wonderful curb appeal with charming landscaping & covered front porch offering with space for a porch swing on this 3 bed, 2 bath home with 2 car garage in highly desirab...

3 Beds
2 Baths
21383317 MLS

5626 Rutherford Dr, Midlothian $550,000

QUICK SHORT SALE! Take advantage of this incredible deal. This is a like-new home at a discounted price!** Step inside and feel the difference craftsmanship makes. This 2...

4 Beds
4 Baths
21383316 MLS

5625 Stone Ln, Midlothian $442,900

Exceptional opportunity in the desirable Hays Crossing community! This thoughtfully designed two-story home offers a versatile floor plan with three bedrooms on the main ...

4 Beds
3 Baths
21381229 MLS

6632-6634 Florence Dr, Midlothian — Edgewood Estates $699,000

Builder offering rate buy-down options through preferred lender—as low as 5.25%. Select units are already pre-leased, and additional first-year property management incent...

8 Beds
4 Baths
21382509 MLS

942 Cardinal Dr, Midlothian $490,000 ▼

NEW! NEVER LIVED IN. Ready in September! This beautifully designed single-story Jasmine Floor Plan offers 2,098 square feet with 4 bedrooms, 3 full baths, and a rare 3-ca...

4 Beds
3 Baths
21376261 MLS

933 Cardinal Dr, Midlothian $500,000 ▼

NEW NEVER LIVED IN Bloomfield Homes Caraway Plan, ready September 2026! This thoughtfully designed single-story home has 3 roomy bedrooms, 3 full baths, a Media Room, and...

3 Beds
3 Baths
21376482 MLS

290 Ashford Ln, Midlothian $590,000

Welcome to 290 Ashford Lane, a beautifully updated home tucked beneath a canopy of mature trees in an established Midlothian neighborhood. The wooded setting creates a se...

4 Beds
2 Baths
21373688 MLS

1409 Ethan Cir, Midlothian $469,900

Luxury single-story living meets thoughtful design in Wickliffe Manor. This completed 2026 new construction home offers 3 bedrooms, 2.5 baths and 2,002 SF with elevated f...

3 Beds
3 Baths
21380243 MLS

6001 Allison Dr, Midlothian $490,000

Move-In Ready 2022 Build. This beautifully maintained 4-bedroom home with a dedicated office offers modern comfort, thoughtful design, and true move-in readiness. Tile fl...

4 Beds
2 Baths
21374615 MLS

801 Brandi Ridge Dr, Midlothian $695,625

Welcome to this pristine, custom built masterpiece offering 3,210 square feet of luxurious, modern living. Built in 2023 and gently occupied, this home is in like new con...

4 Beds
4 Baths
21379709 MLS

3018 Ashlawn Ct, Midlothian $420,000

This home offers a large yard with shade trees, a covered porch, AND a pool! It's also within walking distance to a park, grocery, retail, and restaurants. It's move-in r...

4 Beds
4 Baths
21378065 MLS