Midlothian Homes with FHA Terms

Welcome to Midlothian, Texas – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Ellis County, just a short drive from the bustling metropolises of Dallas and Fort Worth, Midlothian offers residents a serene lifestyle without sacrificing access to urban amenities. Known for its friendly community spirit, excellent schools, and abundant parks, this vibrant city is an ideal place for families, young professionals, and retirees alike.

Midlothian boasts a rich history, evident in its beautifully preserved downtown area, where you can find quaint shops, delightful eateries, and local events that showcase the city's unique character. Outdoor enthusiasts will appreciate the numerous parks and recreational facilities, making it easy to enjoy the Texas sunshine and engage in various activities year-round.

For those considering a move to this delightful city, Midlothian offers a range of housing options, including homes available with FHA financing terms. The Federal Housing Administration (FHA) loans are designed to make homeownership accessible, particularly for first-time buyers or those seeking to invest in a growing community like Midlothian. With lower down payment requirements and flexible credit score criteria, FHA loans can make your dream of owning a home in this picturesque city a reality.

Whether you’re drawn to the welcoming atmosphere, the strong sense of community, or the beautiful homes that embrace the charm of Texas living, Midlothian is a place where you can truly feel at home. Explore your options today and discover the possibilities that await you in this hidden gem of Ellis County!

Newest Midlothian Homes with FHA Terms

921 Cardinal Dr, Midlothian $667,500

NEW! NEVER LIVED IN. Estimated completion December 2026. Bloomfield Homes' Violet IV offers 5 bedrooms, 4 full baths, and a 3-car garage in a two-story design on an inter...

5 Beds
4 Baths
21420591 MLS

521 Boulder Ave, Midlothian $706,918

MLS# 21419894 - Built by First Texas Homes - January 2027 completion ~ A charming covered front porch welcomes you into the Maverick 2F with Media, located in the sought-...

5 Beds
4 Baths
21419894 MLS

3702 Milwaukee Ave, Midlothian $559,545

MLS# 21419695 - Built by First Texas Homes - January 2027 completion ~ At 3702 Milwaukee Ave, the Roosevelt F residence in Westside Preserve redefines spacious living. Sp...

5 Beds
4 Baths
21419695 MLS

3556 Milwaukee Ave, Midlothian $446,120

MLS# 21419506 - Built by First Texas Homes - Jan 2027 completion! ~ Step into a world of comfort in this elegant single-story Monroe F plan, where 1,762 square feet of th...

4 Beds
2 Baths
21419506 MLS

4613 Wildflower Way, Midlothian $574,000

SPACE, STYLE & INCREDIBLE FEATURES! This stunning 2-story home offers 4 bedrooms, 3 baths, formal dining, private study, media room, and game room! The eye-catching stone...

4 Beds
3 Baths
21418514 MLS

730 S Ridge Dr, Midlothian $549,900

Welcome to 730 S Ridge Drive in Midlothian, offering an impressive combination of space, versatility, and outdoor living on a .562-acre homesite. This spacious home featu...

6 Beds
3 Baths
21380939 MLS

1218 Beacon Hill Dr, Midlothian $350,000

Completely renovated with a fresh, modern farmhouse feel and NO HOA, 1218 Beacon Hill Dr brings new-home appeal to Midlothian! The spacious kitchen is the heart of the ho...

3 Beds
2 Baths
21410990 MLS

4370 Michigan Ave, Midlothian $754,101

NEW! NEVER LIVED IN. Estimated completion December 2026. Bloomfield Homes' Lily IV offers 5 bedrooms, 4 full baths, a powder bath, and a 3-car garage in a two-story desig...

5 Beds
5 Baths
21416344 MLS

120 Crestbrook Ct, Midlothian $500,000

Welcome to this well-maintained 4-bedroom home in the established Twin Creeks neighborhood of Midlothian. The home features generously sized bedrooms, a beautiful built-i...

4 Beds
3 Baths
21402990 MLS

3842 Foot Hills Dr, Midlothian $620,000 ▼

NEW! NEVER LIVED IN! MOVE-IN READY! The Primrose FE VI offers 5 bedrooms, 4.5 bathrooms, and a 3-car garage in a spacious two-story layout on a desirable interior homesit...

5 Beds
5 Baths
21415416 MLS

4362 Michigan Ave, Midlothian $535,000 ▼

NEW! NEVER LIVED IN. Estimated completion December 2026. Bloomfield Homes' one-story Caraway design offers 4 bedrooms, 3 full baths, and a 3-car garage, with wood-look ti...

4 Beds
3 Baths
21415242 MLS

4358 Michigan Ave, Midlothian $715,000 ▼

NEW! NEVER LIVED IN. Estimated completion December 2026. Bloomfield Homes' Primrose FE VI is a two-story plan that offers 5 bedrooms, 4 full baths, 1 half bath, a study, ...

5 Beds
5 Baths
21415212 MLS